Now showing items 1-2 of 2

    • Models for income protection insurance incorporating cause of sickness 

      Ling, Sing Yee (Heriot-Watt University, 2009-01)
      The Continuous Mortality Investigation (CMI) of the Institute of Actuaries and the Faculty of Actuaries in the UK established, in CMI Report 12 (1991), a multiple state model consisting of three states (Healthy, Sick and ...
    • A stochastic model for critical illness insurance 

      Ozkok, Erengul (Heriot-Watt University Mathematical and Computer Science, 2011-05)
      In this thesis, we present methods and results for the estimation of diagnosis inception rates for Critical Illness Insurance (CII) claims in the UK by cause. This is the first study which provides a stochastic model for ...